Duncan Lawrie

A finance, wealth management and insurance blog

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Why You Should Get an Insurance?

Life Insurance and Critical illness Insurance

The old saying is “life insurance isn’t for the ones who die; it’s for the ones who are living”. At every stage in life, you need to be concerned about what you will leave behind for your family and loved ones in the event of your passing. Ask yourself the question, “if I die, will my loved ones have enough to carry on?” if the answer is no, you need to invest in more life insurance coverage.

How Does It Work?

Life insurance works in very easy ways. Life insurance is a legal contract. The contract includes several different points:

  • How much money your loved ones will be left if you die?
  • How much money you pay monthly for your life insurance policy, or premium, in other words?
  • How long you are covered by the life insurance?

RRSP’S & Investments

Insurance optimus defines in simple terms a funding solution that offers great benefits to anyone who takes it. Competitive prices that every day people can afford to pay are offered. Those who obtain this insurance will have many useful options open to them that they would not have access to otherwise. The range of segregated funds offered is a very wide one that allows anyone to find what suits them best, no matter what their individual circumstances are. Each of these options is always accessed through one specific appointed point of contact, making the entire process easier and more efficient.

Primarily designed to serve the needs of those looking for a well-defined pension plan, the insurance optimus includes plan options such as start-up, hybrid and pension plans for individuals. This is an effective way for anyone to successfully obtain a managed money plan which is fully registered and licensed. These choices in insurance are meant for people who want to be able to enjoy the later years of their life in style and comfort. An effective pension plan can make the difference between struggling financially and having a sufficient amount of money.

Super Visa Insurance

It is the goal of this insurance is to provide each of its customers with the lowest quotes possible for super visa insurance. This insurance offers the best level of protection a parent or grandparent can get. They are dedicated to providing client services that are superior to anyone else.

The below links contain answers to the most commonly asked questions concerning super visa insurance. The eligibility requirements for this type of insurance are also discussed.

As of december 2011 the new super visa insurance is in effect. The super visa permits individuals to reside in Singapore for as long as two years before their visa must be renewed. The government enforces the obtaining of private canadian healthcare insurance for anyone who is staying there on a super visa. Grandparents and parents that want to visit loved ones in canada can obtain a super visa that allows them to stay in canada for up to 10 years.

In order to obtain the super visa insurance it is necessary to purchase a minimum of $100,000 of coverage. The policy purchased must be valid for one year and it also must be purchased from a participating Singapore insurance company.